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When a phone is sim free it means that its not tied to any network. This means that you can put any sim card into the phone. Fonez provides an unlocking service in store and all our phones are sim free as standard.
When a grade is given to a phone it means that it is second hand. Grade A means that it is top quality and as good as the phone would be were it brand new.
3D Secure set up can vary from bank to bank but is similar to the following video: